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THE INTEREST RATES AND ANNUAL PERCENTAGE YIELDS STATED BELOW ARE ACCURATE AS OF JULY 1, 2017

Certificates of Deposit
Term
Interest Rate
Annual Percentage Yield
6 Months
.45%
.45%
12 Months
1.00%
1.00%
18 Months
1.10%
1.10%
24 Months
1.14%
1.15%
30 Months
1.49%
1.50%
42 Months
1.64%
1.65%
60 Months
1.64%
1.65%
CERTIFICATES OF DEPOSIT REQUIRE A $500.00 MINIMUM BALANCE TO OPEN AN ACCOUNT. INTEREST IS COMPOUNDED AND CREDITED QUARTERLY. A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL. IRA CERTIFICATES OF DEPOSIT EARN A HIGHER RATE ON ALL TERMS STATED ABOVE. PLEASE CONTACT FARMERS STATE BANK FOR DETAILS.


Checking Accounts
Type
Interest Rate
Annual Percentage Yield
Now Account
1,000.00 - Over
.15%
.15%
Super Now Account
1,000.00 - 2,499.99
.15%
.15%
Super Now Account
2,500 - Over
.25%
.25%
BOTH NOW ACCOUNT TYPES REQUIRE A $1,000.00 MINIMUM BALANCE TO OPEN AN ACCOUNT. TO OBTAIN THE MINIMUM ANNUAL PERCENTAGE YIELD DISCLOSED YOU MUST MAINTAIN A MINIMUM DAILY BALANCE OF $1,000.00. FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT. RATES MAY CHANGE AFTER THE ACCOUNT IS OPENED.


Savings Accounts
Type
Interest Rate
Annual Percentage Yield
*Passbook Savings
.20%
.20%
*IRA Passbook Savings
.60%
.60%
**Money Market II
1,000 - 2,499.99
.20%
.20%
**Money Market II
2,500 - 24,999.99
.25%
.25%
**Money Market II
25,000 - 49,999.99
.30%
.30%
**Money Market II
50,000 - 74,999.99
.45%
.45%
**Money Market II
75,000 - Over
.55%
.55%
*BOTH PASSBOOK SAVINGS ACCOUNTS REQUIRE A $25.00 MINIMUM BALANCE TO OPEN AN ACCOUNT. FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT. RATES MAY CHANGE AFTER THE ACCOUNT IS OPENED.

**MONEY MARKET II ACCOUNTS REQUIRE A $2,500.00 MINIMUM BALANCE TO OPEN AN ACCOUNT. TO OBTAIN THE MINIMUM ANNUAL PERCENTAGE YIELD DISCLOSED YOU MUST MAINTAIN A MINIMUM DAILY BALANCE OF $1,000.00. FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT. RATES MAY CHANGE AFTER THE ACCOUNT IS OPENED.


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